Products
Marine Pollution
Limits Available: $1,000,000 to $10,000,000 each incidentDeductible: $1,000 each incident, only on fines, or as otherwise agreedTerms & Conditions Of Coverage:
- LSW 1220 – London US Vessel Pollution Insurance Policy
- Endorsement No. 1 – Federal Fines $250,000/$250,000 subject to $1,000 deductible
- Endorsement No. 2 – COFR Guaranty and P&I/ROW Warranty
- Endorsement No. 3 –LSW 1001, Cancellation Clause, CL 370 & CL 380
Coverage Options & Other Commonly Requested Endorsements
- State Laws Broader OPA/CERCLA - Optional
- State/Other Fines – Increases Fines Limits To $1,000,000/$1,000,000 - Optional
- Blanket Name & Waive – Subject to certain reporting requirements
- Automatic Acquisition – For vessels that do not require a COFR
- Foreign Waters – For Vessels operating outside US waters.
- Vessel General Permit - Optional
- California Endorsement
- Alaska Endorsement
EPG insures yachts, tugs, barges, fishing vessels, crew boats, supply vessels, crane barges, dredges, lift-boats, spud barges, non-operational MODUs under tow, vessels being towed for scrap and many other types of vessels.
Maximum Available Limit: $295,000,000Minimum Underlying Limit: $5,000,000
Following Terms, Conditions & Underlying Security – As Agreed By Underwriters
- Pollution Only, or
- Excess Of Any Scheduled Underlying Marine Liability Policies, including pollution
Standard Endorsements
- CL 370 – Institute Radioactive Contamination, Chemical, Biological, Biochemical, Electromagnetic Weapons Exclusion
- CL 380 – Institute Cyber Attack Exclusion
- CL 355 – Institute Service Of Suit Clause (USA)
- LMA 3333 – (Re)Insurers Liability Clause – Several Liability Notice
Shortly after September 11, 2001, EPG began offering war risk coverage (hull and P&I) specifically amended to cover acts of terrorism. We can accommodate vessels with agreed values of up to $15,000,000 per vessels. P&I war risks limits are equal to agreed values unless otherwise stated.
To learn more about war risk coverage available through EPG, we encourage you to contact one of our underwriters.
If you deal with vessels being towed for scrap, you know how difficult it can be to purchase vessel pollution insurance on such a risk. With access to a specialized tow and voyage cover, EPG can assist placing these risks.
To learn more about this coverage, please contact one of our underwriters.
Many marine professionals face liability exposures to third parties for whom they have performed work. Marine professionals that might be interested in insuring against such losses include ship brokers, ship agents, ship managers, marine surveyors, marine consultants, naval architects, ship registers, marine construction consultants, marine supervisors, marine pilots, and shore side marine supervisors.
To learn more about this product, please contact one of our underwriters.
Non Marine Products
Storage Tank Pollution Insurance – ASTs & USTs
EPG can place coverage for storage tank pollution liabilities for both above ground and underground tank exposures. Coverage can be tailored to meet the needs of any size facility and is available as a standalone policy or can be added to other pollution policies as applicable. For more information regarding this product, please feel free to contact an underwriter or fill out an application on the forms page.
Site pollution liability insurance is designed to cover exposures relating to a pollution release from owned, leased or managed sites scheduled on a policy. Policies can be structured to include onsite cleanup, offsite cleanup and third party liability protection. With available limits of liability ranging from $500,000 to $25,000,000, EPG is ready to assist you in placing coverage on any size and risk type. Policies are highly customizable and can be modified to ensure the most comprehensive coverage for particular businesses. Applications can be filled out and submitted via our forms page and we are standing by to assist you in any way we can.
Designed to address the pollution exclusion in most CGL policies, this policy covers third party bodily injury and property damage arising from pollution conditions caused by an insured's covered operations. Limits from $1,000,000 up to $25,000,000 are available and coverage can be tailored to fit the specific needs of any operation. Fill out and submit an application on our forms page or feel free to contact us with any questions you might have. For contractors working specifically in the energy sector an environmental energy app is available to address the specific needs of such companies.
This policy covers a manufacturer's legal liability for property damage or bodily injury caused by pollution exposures from product failure. Many General Liability policies exclude pollution events leaving a gap in coverage. EPG's placements eliminate those gaps to ensure you are fully covered. Limits from $1,000,000 to $50,000,000 are available and coverage can be tailored to properly fit each exposure type. Our application is available on the forms page and we are always available to assist you.
From one vehicle to entire fleets, EPG can assist placing coverage protecting you from pollution liabilities arising from the transport of cargo. As many commercial auto policies exclude pollution, it is important to carry coverage for anything hazardous transported in your vehicles. EPG wants to keep you protected from these risks and with limits from $1,000,000 to $25,000,000 available and highly modifiable policies, there is no exposure we can't handle placing. Applications for this and all of our products can be found on the forms page and we will be happy to answer any questions you may have.